West & Central Africa’s first omnichannel private ATM network
Derived from the Fulani/Peul term for money “Kalis”, KaliSpot™ is a private network of ATM and ITMs (interactive teller machines) locations.
Running on a brand-agnostic infrastructure and proprietary software, we enable consumers' access to their Bank, Mobile Money Operator, and Fintech services at a one-stop-shop network of KaliSpot™ locations.
KaliSpot™ is phygital, providing users with an array of services on KaliSpot™'s mobile app that leverages on the 24/7 automated network we are rolling throughout West and Central Africa (WCA).
KaliSpot™ transforms the way financial services are accessed in WCA where there are an average of only 7 ATMs per 100,000 adults.
By bridging the gap between physical access and the region’s vibrant digital financial ecosystem, KaliSpot™ is ushering in a new era of financial inclusion with FISPs™ (Financial Inclusive Service Point).
Access your Bank and Mobile Money cash, 24/7, from a KaliSpot™ for withdrawal or deposit.
Enjoy KaliSpot's unique Financial Services features from the KaliSpot™ mobile app.
For Fintechs & Neobanks
Create/extend your physical presence across the region by API-plugin your backend to KaliSpot™.
Plus, we extend your Customer eXperience and mobile app UI to our flagship ITMs (Interactive Teller Machines).
For Financial Institutions
Efficiently expand your footprint and coverage through our network of ATM/ITM locations.
Agency Banking is now at a reach in an OPEX financial model to provide your customers Banking Class services plus interactive customer management.
For Mobile Money Operators
Expand your operations and coverage beyond traditional agent banking.
Give your customers 24/7 access to their funds through a network of automated machines.
What is a FISP™ ?
We built KaliSpot™ around a concept we named FISP™ (Financial Inclusive Service Point).
Whether you are a bank or mobile money customer (or both), you shouldn't have to strategize about When, How and Where to do your next transaction ; it should be convenient and hassle-free.
Outsource Monetic Group is a US-based, Africa operating fintech startup founded by two seasoned Senegalese professionals who spent the last 20+ years working at major US multinationals throughout West and Central Africa.
Together with partners, the Fintech Startup is developing francophone West & Central Africa’s first independently operated ATM and ITM network on a phygital infrastructure allowing users of any bank, fintech, or mobile money service provider to have 24/7 access to their money along with additional value-added financial services through mobile app.